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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use smooth transactions - very user friendly...

Easy to use smooth transactions - very user friendly easy to follow Reviewed on: 13th May 2024

A Great service.

Easy to setup, use and provides the information clearly. Reviewed on: 13th May 2024

Overall outstanding

Using the app for payments is simplistic. The statements are easy to read.i rang customer services regarding g a query and the service received was outstanding, very helpful and really friendly. Reviewed on: 13th May 2024

Good experience I’ve valued the experience and easy...

Good experience I’ve valued the experience and easy way of getting things done. I would recommend pay pal to my family and friends Reviewed on: 13th May 2024

Very polite

Great response, very polite. I get answers and help whenever I call for information. Reviewed on: 13th May 2024

Confusing user interface

The user interface is quite confusing, its hard to tell what you pay for and also the direct debit is very confusing, taking random sums from account without telling what they are for Reviewed on: 13th May 2024

Very nice I would like used PayPal credit.

Very nice I would like used PayPal credit. Reviewed on: 13th May 2024

Easy and quick would recommend it

Easy and quick would recommend it Reviewed on: 13th May 2024

I just applied through apple store and got the credi...

I just applied through apple store and got the credit so easy Reviewed on: 13th May 2024

Excellent all around, well done PayPal.

Excellent all around, well done PayPal. Easy to use interface. Credit payments could reflect a little sooner and a forecast of credit charges would be very useful. Reviewed on: 13th May 2024

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