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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service always and useful.

Excellent service always and useful. Easy to use. Reviewed on: 13th May 2024

Excellent platform for money transportation

Excellent platform for money transportation Reviewed on: 13th May 2024

Trust worthy and reliable.

Trust worthy and reliable. PayPal Credit is very useful for my day to day life. Reviewed on: 13th May 2024

Seamless Experience But NotEnough Info

Seamless Credit experience. However, I find it hard to keep track of what I've paid for in the App which is a bit disempowering: a statement that shows details of where I've used credit an what for would get 5 stars from me Reviewed on: 13th May 2024

Easy to use, simple to pay.

Easy to use, simple to pay. Quick set up, simple clear instructions, simple to choose what you pay and when. Reviewed on: 13th May 2024

PayPal is simple and easy.

PayPal is always great as you get 4 months to pay, anything over £100 for 4 months. Simple to pay as and when you like. Also very clear when the credit is due to be fully paid off. Reviewed on: 13th May 2024

Very easy to set up and manage payments and telephon...

Very easy to set up and manage payments and telephone assistance is good in case of queries. Reviewed on: 13th May 2024

quick and easy to use PayPal

quick and easy to use PayPal, great rates and flexibility Reviewed on: 13th May 2024

Really easy.

Very simple no hassle process that really helped when I needed it. Reviewed on: 13th May 2024

Very convenient and at your fingertips

Very convenient and at your fingertips Reviewed on: 13th May 2024

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