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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Easy to use with great interest free options

5
Im constantly using paypal to pay for large purchases, the 4 month interest free option is perfect for my needs and its great only needing one credit check to purchase from multiple stores. Reviewed on: 13th May 2024
Mark h's avatar
Mark h

It is hard to get refund using PayPal credit.

5
It is hard to get refund using PayPal credit. The process is different from other credit providers and can also damage your credit report. If you use it wisely and understand the risk it is still value for money. Reviewed on: 13th May 2024
Nabs's avatar
Nabs

Great for credit, would recommend to everyone

5
Great for credit, would recommend to everyone Reviewed on: 13th May 2024
Laura b's avatar
Laura b

very user friendly service and very easy to use apps .

5
very user friendly service and very easy to use apps . Reviewed on: 13th May 2024
Romney A's avatar
Romney A

Excellent service

5
Easy way to transfer pay or even credit and pay in 3 offers available. Reviewed on: 13th May 2024
anju t's avatar
anju t

Safer online shopping

5
Since having PayPal credit online shopping has become a breeze. No fear of being scammed or having card number cloned. Reviewed on: 13th May 2024
Jacqueline 's avatar
Jacqueline

PayPal Credit - Easy To Use & A Must For Everyone

5
PayPal Credit is easy to use, widely accepted, and all round great experience. Being able to pay in installments or in 4 months with 0% interest is amazing. Reviewed on: 13th May 2024
Kyle K's avatar
Kyle K

Keep up the good work

4
Prompt payment and response to queries Reviewed on: 13th May 2024
Adewale O's avatar
Adewale O

Excellent service

5
Great! Easy to use and simple to manage! Reviewed on: 13th May 2024
Jordan Turner's avatar
Jordan Turner

Offered credit for my online shopping items

5
Offered credit for my online shopping items Reviewed on: 13th May 2024
Jacob M's avatar
Jacob M

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