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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great customer service and great way of handling money

Great customer service and great way of handling money Reviewed on: 12th May 2024

We've used PayPal credit to help us manage our finan...

We've used PayPal credit to help us manage our finances when needing to purchase big items. It's a great service and demonstrates PayPal's commitment to their customers. Reviewed on: 12th May 2024

All happy and had no issues - it helps when...

All happy and had no issues - it helps when needed Reviewed on: 12th May 2024

Worth having

Really good and handy to have. Comes in handy when your awaiting pay day but don't want to miss an offer Reviewed on: 12th May 2024

Was a bit nervous about PayPal to begin with but the...

Was a bit nervous about PayPal to begin with but the system/app was easy to use, good reminders and pretty much stress free! Reviewed on: 12th May 2024

Super service - what more is there to say?

Super service - what more is there to say? Reviewed on: 12th May 2024

Excellent,convenient.

Excellent,convenient.Helps alot with expensive purchases, as it gives the consumer the capacity to pay in installments.! Reviewed on: 12th May 2024

I am happy with PayPal

I am happy with PayPal as I have more options to pay and every time I have a problem with a payment/product they return my money back. Reviewed on: 12th May 2024

Easy for the user to use & good customer service...

Easy for the user to use & good customer service Reviewed on: 12th May 2024

Excellent

Always useful with the 0% offer. Reviewed on: 12th May 2024

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