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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Reliable service that never fails.

Reliable service that never fails. Reviewed on: 12th May 2024

Excellent experience.

Excellent experience. Its been wonderful having paypal. Reviewed on: 12th May 2024

Great service !!!

Using paypal credit for online purchases gave me flexiblity with cost living crisis. Reviewed on: 12th May 2024

Always there when and if you need them

Always there when and if you need them Reviewed on: 12th May 2024

Great service, always helpful with shopping online

Great service, always helpful with shopping online Reviewed on: 12th May 2024

Good to deal with customer issues

Good to deal with customer issues Reviewed on: 12th May 2024

Paypal credit is great, their customer service has a...

Paypal credit is great, their customer service has always been great, with quick response times and efficient answers! Reviewed on: 12th May 2024

Pleasurable paypal

So easy to use and everything is made clear Reviewed on: 12th May 2024

It's very helpful when you want to buy products or g...

It's very helpful when you want to buy products or goods so l love PayPal credit. Thank you PayPal credit Reviewed on: 12th May 2024

Giving the option to pay for items over £99 in 3 ins...

Giving the option to pay for items over £99 in 3 installments interest free is a brilliant idea :-). Alot of people need all the help they can get. I do think a bit longer to repay...say 6 months would see more repeat business. Reviewed on: 12th May 2024

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