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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Great experience of using pay pal credit

Great experience of using pay pal credit Reviewed on: 12th May 2024

Helpful staff, user friendly website, expanded range...

Helpful staff, user friendly website, expanded range of services, customer referral rewards Reviewed on: 12th May 2024

PayPal is do easy to use.

Easy safe way of shopping and paying friends. Love being able to check out transactions on the app and make payments, very easy. All the stress of banking is taken away. I would highly recommend PayPal for everyone to have in their life. Reviewed on: 12th May 2024

I'm very happy to use PayPal and PayPal credit

I'm very happy to use PayPal and PayPal credit Reviewed on: 12th May 2024

Very helpful when you need to make a oaument and are...

Very helpful when you need to make a oaument and are a little shirt of cash Reviewed on: 12th May 2024

I absolutely love PayPal credit which provides me wi...

I absolutely love PayPal credit which provides me with flexibility and security. Customer service is excellent also Reviewed on: 12th May 2024

great platform

Great platform - there is an offer of 4 months interest free on purchases over £100 which is incredible and doesn’t seem to be mirrored by any other credit brokers! This has helped massively with some of my bigger purchases. Reviewed on: 12th May 2024

I use pay pal because it's a safe way to pay for ite...

I use pay pal because it's a safe way to pay for items . And if there's a problem pay pal are quick with dealing with it . They get to the bottom of things and sort it out for you . Reviewed on: 12th May 2024

Handy, always there.

Handy, always there. No hidden fees and also more options when you spend more. Reviewed on: 12th May 2024

better than expected

the customer service delay is an issue as sometimes the payment method and procedure seems complicated but once an agent is able to help it is solved. Reviewed on: 12th May 2024

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