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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use and widely accepted.

Easy to use and widely accepted. Never had any issues. Great product Reviewed on: 12th May 2024

Gives me time to pay for the things I need without h...

Gives me time to pay for the things I need without hassle. Reviewed on: 12th May 2024

PayPal has supported me in recovering my money when...

PayPal has supported me in recovering my money when the merchant does not deliver. Reviewed on: 12th May 2024

PayPal is a very convenient payment method, it’s eas...

PayPal is a very convenient payment method, it’s easy to use and allows full visibility of what you have paid, where it’s been used and if using PayPal credit, how much you owe. It’s also great for making donations, sending money for colleagues collections or making payments in foreign currencies. I’ve been using it for years and it’s always done exactly what I’ve needed without adding extra complications. Reviewed on: 12th May 2024

Most importantly it’s totally secure to use

Most importantly it’s totally secure to use Reviewed on: 12th May 2024

Effortless and value rolled into one

Effortless and value rolled into one Reviewed on: 12th May 2024

Fast, easy & reliable!

Fast, easy & reliable! Everything’s straight forward, app is laid out in easy to use manor. Reviewed on: 12th May 2024

Always been good

Always been good never had any problems Reviewed on: 12th May 2024

Well, my experience is great!! Read all description

Well, my experience has been great over the years , I emember opened my PayPal long time ago when I use to live in Romania, probably about 9 years now...and I start using it a lot, I mean 95% on all my online purchases is through PayPal...and now with the Curve card..I'm using PayPal even in the shops. I've got PayPal credit as well, using it for everything, pay in 3.. or 4 months no interest, they are great in refunds even on scam websites....eBay is my number 1 in using PayPal for selling and buying....it's just the best payment , and the safest way to receive payments from friends as well.... withdrawals are also instant....2 wordS !!!.... EXCELLENT AND PERFECT. Reviewed on: 12th May 2024

I love PayPal because there so helpful

I love PayPal because there so helpful Reviewed on: 12th May 2024

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