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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Confident spending

It's a great safe way to spend money. Problems resolved quickly. Reviewed on: 12th May 2024

Have used PayPal for years and never had any issues...

Have used PayPal for years and never had any issues whatsoever Reviewed on: 12th May 2024

Im really happy with PayPal Credit.

Im really happy with PayPal Credit. It always there when I need it and I can track everything thanks to the App Reviewed on: 12th May 2024

Excellent customer service

Great provider and super easy to use Reviewed on: 12th May 2024

Credit at the touch off a button

It's there when I need it and 0% when I need it Reviewed on: 12th May 2024

Very easy to use and he have the best security, if y...

Very easy to use and he have the best security, if you have problems whit money buying something sites scam and you don’t know he give you money back, tell you all the time update the app.. terms etc .. and you can pay majority everywhere’s. The interest rates is ok . I love the PayPal Reviewed on: 12th May 2024

Never any issues, always great service !

Never any issues, always great service ! Reviewed on: 12th May 2024

Very good

Used PayPal for a while and it is very good especially the PayPal credit as it give me a bit of extra time to pay off any big purchase.. Reviewed on: 12th May 2024

Very quick and clear communications and friendly staff.

Very quick and clear communications and friendly staff. App is well thought out and your reach is vast as many companies permit payment through you which makes things simple, if only you allowed credit cards to pay for pay in 3 and to change the payment method used to make the payments like Clearpay do Reviewed on: 12th May 2024

I got a good deal that allowed me to purchase equipm...

I got a good deal that allowed me to purchase equipment that boosted my income and productivity Reviewed on: 12th May 2024

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