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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always resolve issues

Always resolve issues. So I feel protected. It's so easy to use Reviewed on: 12th May 2024

Very happy using PayPal.

Very happy using PayPal. Can pay everywhere and for everything. Reviewed on: 12th May 2024

Because you're worth it

Secure, trustworthy servic - l use it for every online purchase. Reviewed on: 12th May 2024

Have been with PayPal for years and have always had...

Have been with PayPal for years and have always had a great exspirence using it. Weather I'm using PayPal credit or dabbling on crypto it's easy to use and flexible. Could not be happier with them. Reviewed on: 12th May 2024

A little helping hand

I have used PayPal credit to by many things and I just love the way you can pay it back in smaller amounts Reviewed on: 12th May 2024

Make life a lot easier.

With PayPal credit I was able to purchase a brand new game computer, and the options to pay a bit every moth really helped me. Reviewed on: 12th May 2024

Seamless

A good way off being able to afford things without putting them on a credit card. I would recommend using PayPal especially for things like holidays etc Reviewed on: 12th May 2024

I have had a fabulous experience with PayPal credit,...

I have had a fabulous experience with PayPal credit, very easy to use Reviewed on: 12th May 2024

Easy to apply, pay in 4 months without intrest and s...

Easy to apply, pay in 4 months without intrest and some no interest plan when shopping Reviewed on: 12th May 2024

So handy to use and great service

So handy to use and great service Reviewed on: 12th May 2024

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