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PayPal: PayPal Credit reviews

4.73
Based on 180,723 reviews, last reviewed 14th Jul 2026
503% increase in 5 star reviews
in the past 90 days
562% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026
Jennyjenny's avatar
Jennyjenny

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180783)

I found it's quick and very easy.

5
I found it's quick and very easy. Most of all it's secure Reviewed on: 11th May 2024

App is very simple to use, great rates on borrowing...

5
App is very simple to use, great rates on borrowing 0% interest if paid off in 4 months, great for small to medium size purchases. I use it quite a lot as it takes the stress out of buying things I want without the financial burden. Reviewed on: 11th May 2024

I like the 4 month interest free offer.

4
I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024

Never let me down, excellent service

5
Never let me down, excellent service Reviewed on: 11th May 2024

Easy to arrange.

5
Easy to arrange. Generous credit limit. Fully backed purchases. Easy to pay Reviewed on: 11th May 2024

Always had good support when needed.

5
Always had good support when needed. Reviewed on: 11th May 2024

Shopping made easy no need to carry cash.

4
Shopping made easy no need to carry cash. Had a dispute with a buyer and PayPal was able to assist with the refund quickly. Reviewed on: 11th May 2024

Reviews1

5
Excellent no problems with any aspect Reviewed on: 11th May 2024

Love PayPal I won’t buy from retailers not accepting...

5
Love PayPal I won’t buy from retailers not accepting it Reviewed on: 11th May 2024

Very handy

5
When using PayPal I've always been able to use when needed and have never had any issues. Easy to use and pays on time and let's you know when your next payment is on etc... Reviewed on: 11th May 2024

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