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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Love PayPal I won’t buy from retailers not accepting...

Love PayPal I won’t buy from retailers not accepting it Reviewed on: 11th May 2024

Very handy

When using PayPal I've always been able to use when needed and have never had any issues. Easy to use and pays on time and let's you know when your next payment is on etc... Reviewed on: 11th May 2024

Great customer service and support

Easily make payments, anywhere anytime, anyplace.Customer service was very understanding with my missed payment as I did not understand the minimum payment requirements. Easily resolved over the phone after a quick phone call from their new customer support services people. Reviewed on: 11th May 2024

Amazing I love PayPal I love PayPal credit they help...

Amazing I love PayPal I love PayPal credit they helped me pay for my new MacBook Pro Reviewed on: 11th May 2024

PayPal credit is the best and convenient payment opt...

PayPal credit is the best and convenient payment option for me. The service saved me alot of money. Thank you PayPal credit Reviewed on: 11th May 2024

1st class phone customer support

1st class phone customer support Reviewed on: 11th May 2024

My experience with Pay Pal. .

My experience with PayPal has been positive. The customer service has been very helpful. For example, I wanted to change my Direct debit date. I spoke to an advisor who was very helpful and changed it for me. No hassle and very professional in their approach. For me as a customer it’s the little and simple things that determine in my view. Reviewed on: 11th May 2024

User friendly

Easy to use when you get the hang of it. Reviewed on: 11th May 2024

It’s a pain to pay off

It’s cheap credit , but the delay in paying and they make it very difficult to pay your balance off , it’s like they want to keep you in debt Reviewed on: 11th May 2024

Easy to ise

Easy to use, user friendly, clear terms and conditions. Good app, easy to see what is outstanding. Only down side is not being able to choose what you pay off. Reviewed on: 11th May 2024

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