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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

PayPal is amazing!

Great solution payment! It's secure and safety! Lovely. Reviewed on: 11th May 2024

Brilliant

Really good. I use a lot and it's really handy and I've had 1 or 2 issues before (not with PayPal) with a seller and I phoned up and within minutes it was resolved. So easy to use and very simply laid out Reviewed on: 11th May 2024

It’s helped me so much, I founded very supportive wh...

It’s helped me so much, I founded very supportive when I need to pay my bills Reviewed on: 11th May 2024

Excellent service.

Excellent service. Also when a purchase was cancelled by the seller they said 3 to 5 days for the refund but PayPal refunded my account the same day. Reviewed on: 11th May 2024

Longtime user.

I’ve been using PayPal credit for a few years now,for my needs it’s perfect and every transaction is smooth and hassle free and easy to understand ,I’ve used PayPal credit in emergencies,also for ease of use and because it’s practical Reviewed on: 11th May 2024

PayPal gives me flexibility, and excellent support

PayPal gives me the flexibility to pay in 3, a good line of credit if I want to stretch things out, a way to transfer funds to family abroad and securely pay without exposing my cards to scammers. I use PayPal as much as I use my banking app, and found their support to be efficient and effective. Reviewed on: 11th May 2024

Very good gives me time to pay later with no interes...

Very good gives me time to pay later with no interest if within 4 months! Reviewed on: 11th May 2024

Interest free options with easy ways to overpay and...

Interest free options with easy ways to overpay and clear debt Reviewed on: 11th May 2024

Love PayPal easy way to pay an great if issues with...

Love PayPal easy way to pay an great if issues with product Reviewed on: 11th May 2024

Great service easy to understand and buy now pay lat...

Great service easy to understand and buy now pay later is great Reviewed on: 11th May 2024

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