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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Hassle free credit

PayPal Credit is an excellent financial tool for online shoppers. With its convenient payment options, it allows users to make purchases and pay for them later, making it easier to manage expenses. The application process is straightforward, and it offers competitive interest rates and promotional financing deals. Additionally, the integration with PayPal accounts makes transactions seamless. However, users should be mindful of managing their credit responsibly to avoid accumulating debt. Overall, PayPal Credit is a valuable option for those who want a flexible payment solution when shopping online. Reviewed on: 31st July 2023

Excellent

I have always used paypal to say are brent thank you Reviewed on: 31st July 2023

Recommended for online purchases

Secure and easy repayment terms. Great help during cost of living crisis. Reviewed on: 31st July 2023

0% helps me to spread my costs over 4months just amazing

I am able to spread my cost of 4months without the worry of paying interest on my purchase- Just amazing!! If only all credit cards had the same options would really help people without falling in debt trying to repay interest!! Reviewed on: 31st July 2023

Happy customer

So happy to use Pay Pal, protecting my money also. Reviewed on: 31st July 2023

Excellent service

PayPal credit is a perfect solution for all shopping needs. They offer 0%interest on plans. The app is straight forward and easy to use. All in all just brilliance. Reviewed on: 31st July 2023

Worth it

Brilliant, easy to use and helpful Reviewed on: 31st July 2023

Very very helpful and flexible

PayPal credit card very helpful and flexible to use. 0% 4 months facilitates given . Which’s big help for like us family people purchase something for children’s. Help me lots lots . Thank you PayPal credit card company. Thank you so much. Full marks from me n family. Reviewed on: 31st July 2023

The best credit provider

I find Paypal credit easy and handy for my daily transaction. Paying on time and getting instant cash when needed. Reviewed on: 31st July 2023

Ease of Use

I'd highly recommand getting PayPal credit as they offer flawless service and it's pretty much convenient to use nowadays on almost every ecommerce website. The plan payments also offers flexibility over payments Reviewed on: 31st July 2023

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