Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181154)

Easy, reliable

Easy to use, the app just works and I can see what I owe to keep on top of payments Reviewed on: 31st July 2023

Easy to setup and pay

I like using PayPay Credit as it means that if I want to spread a payment over 4 months, especially if it's a large purchase, I've got the option to do so and I know I don't have to keep checking all the time it's been paid. Reviewed on: 31st July 2023

Pocket wizard

Works great and provide easy to use credit online, convenient application and approval to begin with Reviewed on: 31st July 2023

Amazing

PayPal credit is an easy method to buy anything and be peace of mind for 4 months free of interest, very helpful tool for those who are stressed for the high costs of living. I recommend 100%. Reviewed on: 31st July 2023

PayPal credit

Easy and simle to use. Like having a credit card without the hassle of having to input your details every time Reviewed on: 31st July 2023

Overall very pleased

I have used paypal for a good while now, when I saw an option for credit I applied for it, the application was nice and simple. I use the app to keep up with my balance, the credit information is easily accessible. Payments and repayments are secure and reliable. I have been mainly using PayPal credit for home improvement purposes and am very pleased with the outcome. Would highly recommend Reviewed on: 31st July 2023

Extremely useful

The pay over £99 interest free for 4 months is extremely handy and affordable Reviewed on: 31st July 2023

Reliable and confident in their service

You can feel confidence that you are covered by Palpal’s goods & services. Even when things go awry, their team of professionals are there to assist you. I feel confident when using PayPal credit to borrow money for items in the short turn, always paying them off in time too. Reviewed on: 31st July 2023

Absolute life saver during these hard times

PayPal credit has enabled us to live in a way that suits our needs in these times of hardship Reviewed on: 31st July 2023

quick and great customer service

I had a few issues during the years I have been with Paypal and I have never seen such polite and excellent customer service in my life. Reviewed on: 31st July 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101311 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub