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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Worry free purchase

Brilliant for larger purchases when you know you can spread the cost interest free. Reviewed on: 31st July 2023

Peace of mind credit card repayment and pay in 3 instalments arrangement

The pay in 3 instalments arrangement is one of the best credit facilities in the market. It gives peace of mind and hassle free borrowing and repayments method Reviewed on: 31st July 2023

Excellent and quick credit application

I was very happy with the excellent and quick credit application after trying many different lenders. PayPal helped me control my credit score and got me updated with multiple emails and offers. Reviewed on: 31st July 2023

PayPal Fantastic Service

I couldn't have bought many much needed products without PayPal and its different affordable payment options and its best ever customer service who have helped me when I had a problem with a product on two occasions. There is nothing like this anywhere else. Reviewed on: 31st July 2023

Absolute protection

When ever I go through PayPal I know my back is covered and I have absolute protection with them. Reviewed on: 31st July 2023

Great service thanks paypal

Excellent service would recommend to all Reviewed on: 31st July 2023

Easy

You can use it to pay in 3 or via credit and pay over time, which is good for those who can't get a credit card just yet i.e due to age etc Reviewed on: 31st July 2023

Safe , secure and easy to use

Paypal credit is really so easy to use , and you get 4 months interest free to pay off larger items , have used them for years and will continue to use them. Reviewed on: 31st July 2023

PayPal Credit

The interest free option makes it easier to spread large payments across 4 months. I used this quite frequently and it helps to manage costs while you are waiting for payday. Reviewed on: 31st July 2023

Happy

They don't stress you and all the payment it smothers and safe love paypal Reviewed on: 31st July 2023

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