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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

PayPal credit works!

5
I've been using PayPal credit for long now, not only for larger sums buy (the four months of no-interest is fantastic, BTW), but for day-to-day shopping. Easy to check out, secure and easy to follow expenditure. Reviewed on: 31st July 2023

PayPal credit, 4 months 0 interest

5
PayPal credit, 4 months 0 interest . What more could you ask for? Reviewed on: 31st July 2023

I always recommend PayPal

5
I always recommend PayPal, they have a great customer support first, then also a simple and easy to use service, I've used them for years never regretted it. Reviewed on: 31st July 2023

Paypal Credit is easy!

4
Been using Paypal CRedit for a few months now and it's very easy to set up and use. Reviewed on: 31st July 2023

Fair and easy

5
PayPal Credit is super helpful in so many situations and you have a very clear overview of what needs to be paid and when. my go-to payment method is PayPal and in many cases PayPal Credit Reviewed on: 31st July 2023

Excellent easy service

5
Straightforward and easy to use payment option Reviewed on: 31st July 2023

Best one around

4
Love how easy is to pay over time with 0% interest for 4 months with Paypal Credit! Reviewed on: 31st July 2023

Fantastic finance provider

5
Fantastic finance provider. Decision made quickly with no fuss. Reviewed on: 31st July 2023

Fabulous product

5
Easy to use , simple to pay - makes life more fun with 4 mth option to pay! Reviewed on: 31st July 2023

Quite reliable

4
It is useful to keep as a spare money. Easy communication with customer service. Reviewed on: 31st July 2023

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