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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Rock Steady, Ever Ready

PayPal Credit is great. It’s there when I need it but because there’s no physical card, it means I can’t be frivolous with it. So it makes me manage my finances better. Reviewed on: 31st July 2023

Great option for payment over time

Paypal credit is a great option for paying higher vslue purchases over time. Reviewed on: 31st July 2023

PAYPAL A SAVIOUR IN DIFFICULT TIMES

I would've been lost without being able to use Paypal this last year with the price of everything, I am having to use this just to buy groceries and essentials. Without it we would've been lost! Reviewed on: 31st July 2023

Fast easy service.

No faff, easy to use app, and great customer service, what more do you need. Reviewed on: 31st July 2023

PayPal credit

This is an excellent way to pay for purchases over a period of time. You can either pay in 3 split payments or take the option of 0% over 12 months for anything over £99. A fantastic option in my opinion Reviewed on: 31st July 2023

Amazing

Amazing service that they provide. Helps me pay for things I need in time without incurring interest. Reviewed on: 31st July 2023

Great card

I have used Paypal Credit and I can't complain at all about it. The process is smooth and clean. The fact that it gives me 4 months for every purchase over £99 really helps a lot. I definitely recommend it! Reviewed on: 31st July 2023

Brilliant service

Easy to organise, and easy to manage, with prompt response if there are any issues. Can't fault them. Reviewed on: 31st July 2023

Ease of use, safety & very good customer service

Really enjoy using PayPal 3 instalment payment plan and 4 months interest free credit services. Very easy to use and I like the protection provided by paying through PayPal rather than directly to people I’m buying from. Customer service very good too, easy to reach Reviewed on: 31st July 2023

PayPal Credit

I have had PayPal Credit for over two years now so easy to use and automatically everything over £99 is available on 4 interest, free repayment. But the best thing is if anything goes wrong I just send messages to them and they sort it out from then just great and I feel very safe using PayPal on line love it. Reviewed on: 31st July 2023

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