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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simple and Smart

It’s my go to payment option. Simple to use with no long address forms to fill out and it’s smart to manage with early payment and other options. Reviewed on: 2nd June 2023

Ease of Use

The proximity of Paypal credit to you, just when you need it, makes it an outstanding credit provider. Reviewed on: 2nd June 2023

Safe & Sound

I’ve been a customer for many years and would recommend PayPal, the customer service that I’ve always received, also the different credit options they always have on offer Reviewed on: 2nd June 2023

Easy to use

Easy to use, easy to understand, easy to use on internet and very good app Reviewed on: 2nd June 2023

My paypal

Absolutely great service and very helpful Reviewed on: 2nd June 2023

Ease of use. Excellent service

Great to know it's there if something needed and cash is not to hand at that moment. Monthly repayments are very reasonable too. Reviewed on: 2nd June 2023

The best for shoping

I am very happy with paypal credit and I use all the time to pay with no interest. Reviewed on: 2nd June 2023

PayPal ideal, best consumer support among other.

I have been supporting massively by by PayPal without any charge or interest. When you pay your credit in time, you pay nothing. PayPal is the best. Reviewed on: 2nd June 2023

Your wallets best friends

I have been customer since they 1st introduced PayPal Credit payments. It’s saved me lot’s of time shopping conveniently and spreading the cost over a period of time. & its popularity allowed to shop from almost every online store available out there with 24/7 support hassle free shopping. Reviewed on: 2nd June 2023

Money on hand

Easy to use, no hassle whatsoever and safe as well. With PayPal, it's peace of mind all year round. Reviewed on: 2nd June 2023

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