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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Dobry sposob na szybki zakup

Kredyt z PayPal jest bardzo wygodnym i szybkim sposobem sfinansowana czegoś na co w w tej chwili nie mam gotówki Reviewed on: 2nd June 2023

Looking out for the younger folk

PayPal credit is great for young people trying to build a score! Reviewed on: 2nd June 2023

Simple and straightfoward platform

Good range of services provides, with good customer service to boot Reviewed on: 2nd June 2023

Paypal credit

I like this option. Always help me. Reviewed on: 2nd June 2023

Psypal Credit is reliable and affordable

I made a purchase using PayPal credit and there were no hitches. I enjoyed the 0% interest period ,therefore, I could easily pay off my debt as I had time to spread them . That's why I call it credit with no hassles. Reviewed on: 2nd June 2023

PayPal Credit

PayPal offers great consumer protection, and customer service. PayPal Credit is a safe, useful and innovative way to make transactions online. The PayPal Credit user interface and email notifications help you keep track of your purchases and repayments. You can manage your account on the Website or through the App, making it a convenient experience wherever you are. PayPal and its Credit service is excellent, user friendly and the best form of consumer credit I have used. Reviewed on: 2nd June 2023

Most reliable & amazingly convenient

I am a voracious user of Credit Cards but haven't found a better credit facility than PayPal Credit. It's wider acceptability, user friendly interface, simplicity to understand and amazing transparency make it far better than any conventional Credit card. The rolling credit 0% for 4 months is truly a blessing. Reviewed on: 2nd June 2023

Very handy

Very good service use it properly and works well Reviewed on: 2nd June 2023

easy to use, flexible to pay, reliable and secure

PayPal is reliable and secure and PayPal credit is a big plus one. I think it is the best alternative to buy online. Even if you don't want credit, PayPal is the most secure way to pay with you credit/debit card. Any time you put your credit/debit card number online is a risk and PayPal keeps it securely. Reviewed on: 2nd June 2023

Life saver

I was able to get replacement products without having to go to payday loan sharks , helpful and easy to understand Reviewed on: 2nd June 2023

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