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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Super easy to use

Super easy to use. Never had any issues Reviewed on: 14th August 2022

Customer friendly credit

Easy to use and payment options to spread cost are most welcome as are payment reminders! Reviewed on: 14th August 2022

Practical

Very good and useful option to have with PayPal for purchases, it's excellent and helps a lot! Reviewed on: 14th August 2022

Best service

Always good service, always correct answer to any questions Reviewed on: 14th August 2022

GREAT, EASY, FAST

PayPal credit is great. Really simple to apply and be approved, no fuss. Excellent service, a great opportunity for people to spread the cost with low interest or no instrest on certain purchases. Great system. Thanks paypal Reviewed on: 14th August 2022

Credit Card

A good credit card provider. Four Months without interest. Reviewed on: 14th August 2022

Amazing and simple to use

The app is very intuitive, you can use it for 98% of things online, you really can't complain and you get buyer protection which makes it even better! Reviewed on: 14th August 2022

Hassle free access and amazing offer

This is my preferred payment option because PayPal works with so many merchants and 4 months interest free credit is a delight to use. Reviewed on: 14th August 2022

Perfect

I alway use it if I have to buy for example plain tickets. 3 months ago I had to buy 6 tickets. And it’s great that I got 3 months to to pay it back without interest! Reviewed on: 14th August 2022

Extremely convenient at times.

It's a very easy convenient and secure way to make payments . Reviewed on: 14th August 2022

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