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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Fast & Easy!

It’s great and easy to use, compatible with so many websites and even in person. It’s my preferred payment method and the app makes it so easy to view my payment plans and PayPal credit balance. Also easy to make payments even from my wallet. I always recommend to my friends and it feels very secure. Never had an issue with payments and any questions I’ve had the PayPal customer service has answered super quickly and are well versed. Reviewed on: 14th August 2022

PayPal credit

I love PayPal credit. Your able to shop at most stores online and are able to use your PayPal credit to pay for it rather than having to pay in full there and then. Reviewed on: 14th August 2022

good

good very good no problems at all Reviewed on: 14th August 2022

No credit limit reviews and interest rate increases

Avoid as credit limits never reviewed and they will hike your interest rate at will Reviewed on: 14th August 2022

Easy payments and buy smoothly

Every time I use PayPal credit it is easy enough to spend, save and pay on the app. It gives you peace of mind and set up payment instalment's and regularly getting 0% rates too so no additional fees or payments. Reviewed on: 14th August 2022

Very easy to use and great service

Use it all the time very convenient and helpful when you waiting for a cash Reviewed on: 14th August 2022

Like it

I would recommend to my friends and family paypal credit, is very way to use, and make a payments. Reviewed on: 14th August 2022

PayPal is the best life saver for my family.

PayPal has help so much when I needed extra for food shopping and other essentials for my family. Im glad I joined in PayPal it’s a life saver for me and for my family. Reviewed on: 14th August 2022

Convenient, easy and fast

Customer support superb. I could not ask for more except an increase in my credit limit. Reviewed on: 14th August 2022

Quick and easy

Been using PayPal credit for a few years now, never had any issues, had my limit increased a couple of times which is great. Would highly recommend this to anyone who shops online. Reviewed on: 14th August 2022

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