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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Great helping hand

5
Helps me out with buying things Reviewed on: 14th August 2022

Favorite way of payment

5
Free interest on the firs 4 months of purchase, good interest rates! Quickest and easiest way to pay! Recommend a lot. Reviewed on: 14th August 2022

great experience so far

5
Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022

Fast efficient and safe everything you need!

5
PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022

Safe product

5
I get my money back when seller did not fill commitments Reviewed on: 14th August 2022

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022

PayPal credit

5
A great service that allows me to plan my payments due to 0% offers for a couple of months on purchases. Very happy customer. Reviewed on: 14th August 2022

Excellent

5
paypal is very good with your credit card and your 3 month payments Excellent Reviewed on: 14th August 2022

Excellent

5
Since I am using PayPal credit it is so superb Reviewed on: 14th August 2022

Great short term credit lender

4
Was able to spread the cost of things Reviewed on: 14th August 2022

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