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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easiest way to manage credit card

Easy to use app and clarity on interest and special offers as well as all sites now using PayPal credit and PayPal in 3 make this a bit of a game changer. Really great. Reviewed on: 14th August 2022

Freedom and Peace of Mind

Paypal gives me greater freedom of choice when making alternative payment arrangements and provides added peace of mind into the bargain. Reviewed on: 14th August 2022

Brilliant service and so easy to understand

This was a simple service from the start. One of the easiest online financial services going. I will definitely continue to use and I have also recommended to my friends and family and my mum (who is not very good with technology) has even managed to set herself an account up. Keep doing what you are doing Paypal :) Reviewed on: 14th August 2022

Amazing app and I love using it for emergencies

PayPal has save my life countless times, everything is easy when using PayPal credit. I love you PayPal Reviewed on: 14th August 2022

Best buy now- pay later option

I love PayPal Reviewed on: 14th August 2022

Pukka

Excellent looked after me very well would highly recommend Reviewed on: 14th August 2022

Convenient

It’s so easy to pay big ticket items. Reviewed on: 14th August 2022

Good service offered

You provide a good service never had any hassle from you only thing I have had problems with is the down load app I keep getting old app can’t get the new app we’re you can put money Olin at any time like I have on here ? Thanks Reviewed on: 14th August 2022

Good service

Had poor credit but somehow was approved. Reviewed on: 14th August 2022

Trustworthy, helpful and user friendly

PayPal credit has been invaluable to me over the last couple of years. It provides help when needed but doesn’t offer outlandish amounts I could never repay, which, compared to other companies is reassuringly responsible. It also has a good interest rate especially if you qualify for their deals. All in all while I have tried many other similar credit apps this is the only one I have continued with, I think in part because of its connection with PayPal which has also proven itself over many years to be trustworthy. I also find the app in particular, very user friendly. Reviewed on: 14th August 2022

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