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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It's a reliable form of credit

Using paypal credit is so convenient. Reviewed on: 14th August 2022

Accessible

Easy to use, various option payment plans Reviewed on: 14th August 2022

Superb and excellent

Superb and excellent service in times you need them the most. Reviewed on: 14th August 2022

easy to use and reliable

easy to use and reliable. i feel secure using the service Reviewed on: 14th August 2022

Future of payments

PayPal has given me faith in the way I use my money and spend. It has helped me to feel confident in making large purchases and take risks I couldn't but also within my means. It's Meade it easier to send money to friends and new friends alike not forgetting family. It's revolutionary!!! Reviewed on: 14th August 2022

Payment plan

3 payment plans is very helpful to me to spread the cost without interest Reviewed on: 14th August 2022

PayPal credit is so useful

PayPal credit is so useful, it is there when I need items that I cannot get at that moment but that I can afford later. The interest free period allows me sufficient time to pay without having to make huge sacrifices in my day to day living in order to afford the interest and payment. Reviewed on: 14th August 2022

I love paypal credit instalments

I love paypal credit as it's the best on instalments everytime i use it. Reviewed on: 14th August 2022

I am very happy with PayPal, I have been for a long time and never had any problem. It is very easy to use, it is safe and, above all, PayPal gives a money-back guarantee and you can apply for PayPal credit which is helpful with unexpected expenses.

I am a very satisfied customer, and I have been with PayPal for a good few years, and I think that it is a platform in which I feel safe and I have never had a problem with money transfer and payments in addition, I am glad that there is PayPal credit because it is very useful in unexpected expenses and is very attractive for the client. I will definitely stay with the PayPal platform as long as possible because it is constantly evolving and I know that it will continue to surprise me. With a clear conscience, I can recommend PayPal to everyone. Reviewed on: 14th August 2022

Hassle free payments

PayPal credit give me enough room to manage my cash flow without any hassle. And also a really good place to start to improve your credit score! Reviewed on: 14th August 2022

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