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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal credit a life Savour

Paypal has helped me immensely manage my expenses flexibly for online shopping and gave me the freedom that was needed for my purchases and to live my desired life..I can't Thank Paypal enough for the Paypal Credit facility Reviewed on: 14th August 2022

Excellent!

I always feel safe n secure while using paypal Reviewed on: 14th August 2022

Flexible and friendly

Very easy to use, Great flexible payment systems at 0.00% Reviewed on: 14th August 2022

Best credit card I own

I own a few credit cards and PayPal credit is the best out of all of them. I'm able to spread the cost of my purchases between 4 months. Reviewed on: 14th August 2022

Easy to pay online

Its easy to pay online coz mostly i shop online and just pay my creditcard in paypal. It also give u optio to pay with no interest for 4 months which is a plus. Reviewed on: 13th August 2022

Great

Great services love it very helpful Reviewed on: 13th August 2022

Amazing

I love paypal credit. I always check out with PayPal when I can and PayPal credit is perfect for when it gets towards the end of the month and funds are low. Never had an issue. I just wish you could request a higher credit limit. Reviewed on: 13th August 2022

Best credit card and payment provider.

Palpal has great services for her customers, like they provide three months interest free loans and their customers can do balance transfer from their their cregit cards. Reviewed on: 13th August 2022

Good service

Easy to pay who’s is having paypal Reviewed on: 13th August 2022

Flexible payment

Easy to manage flexible credit payment Reviewed on: 13th August 2022

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