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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Breakdown payments

Great way to breakdown large purchases into smaller payments. Reviewed on: 13th August 2022

Fantastic service

thanks to the service I was able to pay for my holiday. Easy way to pay off. Thanks Reviewed on: 13th August 2022

Best on the market

Always loved PayPal since I started using many years ago. Multi functional platform, that allows you to see and manage your money in many different formats I love it! Reviewed on: 13th August 2022

Recommend PayPal massively

I recommend PayPal credit card massively, it’s allowed me to gain more opportunities within my life at a young age. Its a simple process to set up and gives you reminders when you need to pay or you can even set up a direct debit (I prefer this way as it automatically leaves your bank) Reviewed on: 13th August 2022

Very convenient and easy to use

I used PayPal credit for nearly 3 yrs , easy to use , buy from online is so easy and buyer’s protection is also really nice . Reviewed on: 13th August 2022

Secure

PayPal credits are very secure. Easy and very helpful. I very happy with PayPal and I always use PayPal. And credit Reviewed on: 13th August 2022

Amazing

Amazing credit provider with wide range of vendors and suppliers Reviewed on: 13th August 2022

Easy to use, good at setting limits

I like being able to see whenever I make a purchase. Application was easy, the interface is user friendly and simple and I can keep track of my finances in one simple to understand dashboard. Reviewed on: 13th August 2022

Great when in need

All is good just would love the option to increase Reviewed on: 13th August 2022

Easy to use

Fantástic.paypal made every thing easy Reviewed on: 13th August 2022

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