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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy and handy

Handy to have, easy to apply for with no stress. Repayments are also very easy Reviewed on: 13th August 2022

PayPal Credit is easy to use.

If you need a little time to pay, PayPal Credit is ideal. Pay the minimum amount, or pay your total off gradually as you can afford it, it is easy and up to you! Reviewed on: 13th August 2022

Comes in handy often enough.

Due to its minimum £99 pound spending to use, means its not getting used all the time but comes in ckutch when you need tk bjy something slightly expensive before your paycheck comes through. Reviewed on: 13th August 2022

Excellent Service and value for money PayPal

Never ever had a problem with PayPal and PayPal Credit is a brilliant way to spread to spread the cost a little with four months of interest-free credit. Reviewed on: 13th August 2022

Excellent Service

Hassle free. Easy to use. Easy to track and stay upto date. Reviewed on: 13th August 2022

Great Way to spread the cost

PayPal has helped me and it’s convenient because many sites used PayPal payment Reviewed on: 13th August 2022

PayPal credit

PayPal credit has allowed me to manage my finances much better throughout the cost of living crisis. It has not only allowed me to fund relatives and loved ones birthdays and Christmases, but it has allowed me to get my personal fiannces in order and to have peace of mind if or when an emergency was to take place. I highly recommend PayPal credit for its freedom and flexibility and how much it has assisted me this year! Reviewed on: 13th August 2022

easy

Easy to use and keep track of, splitting into 3 also great Reviewed on: 13th August 2022

Quick and easy

Quick and easy to set-up, fairly priced offers. Love it. Reviewed on: 13th August 2022

Efficient

Great and amazing service..Super prompt and reliable. Reviewed on: 13th August 2022

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