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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent credit provider

I’m using PayPal Credit for quite some time now and would say that it is one of the best way to pay for products and online services. The reasons are the safety, the security, the speed of the transactions and many more reasons. Reviewed on: 13th August 2022

Paypal

Pay pal is great on al accounts it makes feel so secure and can securely make purchases with knowledge that I am been protected thank you Reviewed on: 13th August 2022

I am able to purchase stuff without hassle

I never need to put details of my debit cards with shops,PayPal handles all that hassle. If purchased product didn't met my expectations or didn't arrive, open dispute, return or complain. PayPal will help customers. Thank you for a great service. Reviewed on: 13th August 2022

Easy to use

Easy to use and managed to get credit quickly. Good customer service Reviewed on: 13th August 2022

I love using PayPal

Paypal makes transactions very easy for me and very happy with their dispute process. Reviewed on: 13th August 2022

Great value

Great value no interest count very easy to apply and an affordable monthly fee love it Reviewed on: 13th August 2022

PayPal

Transactions are fast and simple, also online payments are secure and safe and buyer protection is A+. Reviewed on: 13th August 2022

freedom

Having paypal credit gives me the freedom to give my family the nice things we all deserve that I otherwise wouldn't be able to afford upfront! Easy to use. Great reminders and even better interest free for 4 months!! Feels very fair Reviewed on: 13th August 2022

Very Helpful

They never let you have more than you can afford and it has helped me in roughy times when i’ve need extra financial support!!! I recommend x Reviewed on: 13th August 2022

Excellent

I think it’s the best credit card ever Reviewed on: 13th August 2022

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