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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181153)

Fantastic for Financial Planning & Growth

5
I've been using paypal credit for about 2 years now, and it's been fantastic for helping me plan my finances and growing it. I haven't found any provider out there that lets you pay back in four instalments interest-free! As an entreprenuer and full time employee, the flexibility and options Paypal credit affords me is second to none. I've been able to make very helpful investment decisions that I would have made if Paypal credit weren't available and affordable. Many thanks to Paypal, I fully recommend paypal provided you are disciplined. Thank you Paypal :) Reviewed on: 11th August 2022
Debowale Omole's avatar
Debowale Omole

Paypal credit

5
Very simple and easy to use with 0% intrest for the few monhs easy way to purchase items until you can afford ti pay it back, first class Reviewed on: 11th August 2022
nicholson3ly@btinternet.com's avatar
[email protected]

Easy and trust worthy

5
Really good service, always hassle free and any problems or questions are quickly resolved by the staff Reviewed on: 11th August 2022
Joe Keeley's avatar
Joe Keeley

PayPal credit

5
Super easy to apply and widely accessible Reviewed on: 11th August 2022
jamilahmad2609's avatar
jamilahmad2609

Great way to pay

5
I wanted a fishing tackle box so I applied for PayPal credit which I got and paid for the box and each month I pay PayPal back by direct debit, nothing could be simpler Thank you PayPal. Reviewed on: 11th August 2022
David 's avatar
David

Fast and easy payments, helped me out a lot

5
Secure payments, fast and reliable, everything just works. I am always told what is changing so I'm always on top of things. Reviewed on: 11th August 2022
Dogan Can Ayik's avatar
Dogan Can Ayik

SAFE

4
I have been using Paypal and Paypal credit for many years. It´s the safest way to buy and pay online Reviewed on: 11th August 2022
Fernando Ortega's avatar
Fernando Ortega

Highly recommended

5
Very easy to use just one click and everything managed automatically without it issue. Reviewed on: 11th August 2022
Ibrahim Abouegl's avatar
Ibrahim Abouegl

Sab

5
I never had problem with paypal everything is secure love it :) Reviewed on: 11th August 2022
Sabina Czopor's avatar
Sabina Czopor

Paypal credit

5
Easy to understand,works brilliant Reviewed on: 11th August 2022
Koleene 's avatar
Koleene

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