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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Super service

5
Reliable and trustworthy..Great company to deal with..Amazing customer service. What more could you ask for? Reviewed on: 11th August 2022

Easy Money

5
Simple to set up, clear on payments and terms and accepted at most online stores. I feel safe knowing Paypal has my back too. Reviewed on: 11th August 2022

Easy and quick way

4
I originally signed up for PayPal Credit to buy myself a Nintendo Switch and it was super quick and easy, the repayment amount is reasonable and the app gives you a lot of information! Reviewed on: 11th August 2022

Good

4
I like it alotttttttttttttttttttttt Reviewed on: 11th August 2022

Good credit option

4
I have bought a mobile phone on on interest free credit . I found it a much better option to buy mobile only through credit system then to go with a mobile provider. Then I had a promotional offer to pay my credit which was like a discounted payment. Reviewed on: 11th August 2022

Great service

5
Generally really good service, good payment plans and options Reviewed on: 11th August 2022

Kamran Peyghambari

5
It was very helpful to me and all the services were correct and safe Reviewed on: 11th August 2022

Excellent Service

5
Quick app, trustworthy and excellent customer service Reviewed on: 11th August 2022

Secure and Very easy to use.

5
Brilliant service. Used it to by a high ticket item. All good :) Reviewed on: 11th August 2022

Simple fast credit

5
Very easy to understand. Extremely quick to setup and very handy while shopping online. Great customer service Reviewed on: 11th August 2022

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