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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good product for my needs

Very convenient when wanting to make secure payments Reviewed on: 11th August 2022

Paypal is the future

I enjoy the flexibility and user-friendly service Paypal can offer. It would be great if PayPal could introduce point systems in the future. Overall, in terms of service PayPal has transformed for the better. Reviewed on: 11th August 2022

PayPal always helped when needed

In general I’ve been always very happy with service but also offers provided and convenience of use. Reviewed on: 11th August 2022

Seamless

From the application to activation to usage it has been seamless. Reviewed on: 11th August 2022

Excellent service

I've always found PayPal to be secure and easy to use. I love PayPal credit for being able to spread the cost of things and it is so easy to see what you need to pay each month to avoid interest. I use PayPal wherever I can. Reviewed on: 11th August 2022

PayPal Credit

Offers excellent payment methods and clear details of charges etc. Reviewed on: 11th August 2022

Great facility

Easy to understand and easy to operate Reviewed on: 11th August 2022

Life Saver

If it wasn’t for paypal credit i wouldn’t be able to survive right now 4 kids wife ect it’s literally saved me so many times.. i appreciate paypal credit ! Reviewed on: 11th August 2022

All is good

Purchase and pay later good send money receive with in seconds Reviewed on: 11th August 2022

Brilliant

Brilliant and easy service to use. Reviewed on: 11th August 2022

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