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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to set up, manage, and track.

5
PayPal credit is easy to use, always visible in the app, and leaves me feeling in control of my finances. It allows me to spread payments easily and pay off whatever I want when I can. The minimum payment is small enough that on a hard month it is easily doable. They communicate well and I am really happy with the service. Reviewed on: 11th August 2022
Caroline Leavesley's avatar
Caroline Leavesley

Credit card

5
A fantastic way to pay for online shopping without interest to pay for four months. Reviewed on: 11th August 2022
Andrzej's avatar
Andrzej

It is easy and reliable

5
You can choose from so many online shopping lists and is very helpful giving you so many options I will definitely recommend it further to my friends and family Reviewed on: 11th August 2022
Petronela Kostic's avatar
Petronela Kostic

Easy to use

5
Using PayPal credit is very easy to understand and very straightforward Reviewed on: 11th August 2022
Nana Ama Mensah's avatar
Nana Ama Mensah

Excellent service

5
I have a great experience with paypal credit. it is simple and easy to use and allows me to have 4 months to pay. it is also great for when i’ve had issues with payments it hasn’t been affected because i used paypal credit i could still get refunded Reviewed on: 11th August 2022
Georgia Bond's avatar
Georgia Bond

I love PayPal for safety purchase

5
I can recommend PayPal for everyone to make secure payments. Reviewed on: 11th August 2022
Tomasz Ratajczyk's avatar
Tomasz Ratajczyk

Best credit on line

5
The easiest and best credit on line . No problems paying anyone . Reviewed on: 11th August 2022
darrinmillar@yahoo.co.uk's avatar
[email protected]

Easy

5
Simple to use, good value credit with large variety of promotional rates. Reviewed on: 11th August 2022
Dan Crayford's avatar
Dan Crayford

PayPal credit

5
I would recommend this product as it's easy convenient and affordable Reviewed on: 11th August 2022
Val Mounsey's avatar
Val Mounsey

Does exactly what it says on the tin.

5
No mess. No fuss. Exactly as a credit card should be. Reviewed on: 11th August 2022
Jack Madden's avatar
Jack Madden

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