Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy peasy

5
Very easy to setup within the app, Reviewed on: 11th August 2022

The Best

5
1. An excellent payment method, 2. Good customer services 3. Refund process is easy peasy 4. Refund of return fee is 5* rating. 5. I dont use credit card but this is the best credit card ever use., better than my bank credit card. due to the extras provided by PayPal. Reviewed on: 11th August 2022

Brilliant

5
Brilliant to work with. Easy to use and excellent service. Reviewed on: 11th August 2022

Paypal credit

5
Good service all good no problems. Reviewed on: 11th August 2022

Great product and easy to use

5
Need time to know all benefits of product, but great to use. Maybe just lack option to pay individuals from credit, not bank account Would be great to improve Reviewed on: 11th August 2022

Superb

5
Easy shopping. Easy payment and repayment. Recommend service Reviewed on: 11th August 2022

Nice and easy

5
Credit with no hassle. From very beginning fully online, paperless and flexible. Reviewed on: 11th August 2022

Easy and simple

5
Using PayPal and it's credit service is easy Reviewed on: 11th August 2022

paypal credit

5
Very good service, easy ,reliable payments. Reviewed on: 11th August 2022

Cool

5
Awesome awesome awesome awesome awesome Reviewed on: 11th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products