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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to Use

Easy to use and secure, easy to make payments and interest free for a few months Reviewed on: 10th August 2022

Simple and convenient

paypal is very easy to use. I love the pay in three option and that it offers 0% interest on many things if paid by a certain time. Reviewed on: 10th August 2022

Great way to do shopping

As I do most of my shopping online I do not like to put my card details everywhere. Therefore I use paypal every time there is the option to do that. With the paypal credit it is so easy to buy even the big, expensive things and pay it in few months without any interest. I really like it. Reviewed on: 10th August 2022

Paypal Credit is slick and easy

Paypal Credit gives me a lot of flexibility when buying products online and helps a lot in times close to pay day when I need to buy something but don't have the money. The pay in 3 service is also seriously useful allowing me to split the payment of a more expensive item across three paychecks! Reviewed on: 10th August 2022

Best In Class

The interest free period is so humane and helps us to get by. Having more time to pay back without interest is the best a financial institution can do for consumer Reviewed on: 10th August 2022

PayPal all the way

PayPal credit is simple and convenient, you get 4 months interest free to pay off balance. It has really helped me when it comes to emergencies like washing machine breakdown. Definitely recommend them Reviewed on: 9th August 2022

Credit added to your paypal account

its not a credit card - its your same paypal account that you normally use to purchase stuff online but they've added credit to it and also an interest free period for 4months on anything above £100 which is nice Reviewed on: 9th August 2022

easy to use and deal with

Very easy to use and very good rates on interest Reviewed on: 9th August 2022

Easy

Easy and functional I love it! Reviewed on: 9th August 2022

great company

I have been using this service for 6 months now and it has helped me dramatically. Reviewed on: 9th August 2022

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