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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simple, easy, and cost effective

I use PayPal credit all the time. It is my go-to credit provider. I get the stuff I want but have time to save up to pay either the minimum £5 or more. or pay in 3 once a month. You are sent texts and emails about the money you've spent and can pay by taking a photo of the bar code. The website is so simple to use. Account Information is easy to find and most sellers have the PayPal option now. I highly recommend. Reviewed on: 9th August 2022

0% for 4 months

Having 0% for all transactions over £100 for 4 months has really allowed me to easily split my payments and not worry about hefty interest charges Reviewed on: 9th August 2022

Customer friendly

Customer satisfaction and help in time of need Reviewed on: 9th August 2022

worked wonders

got my first pc with it i love it so much thanks paypal Reviewed on: 9th August 2022

Great easy..... Fast

A really quick and easy way to do online payments to those retails that support them, perhaps a better rate when doing purchases in FX but overall a good service. Reviewed on: 9th August 2022

PayPal Review

Great company that allows easy movement of funds to friends and family. Reviewed on: 8th August 2022

Brilliant payback options (interest free)

Probably the best credit option in credit market. Three to four months of interest free period helps a lot in this difficult times. That gives us a lot of breathing space to plan our finances. Thanks. Reviewed on: 8th August 2022

Very handy and helpful product

I find PayPal credit convenient and helpful in my online shopping, given the added security/benefit of anonymity. It is very safe and comforting to know you are secure and could make purchases online with available credit anutime. Reviewed on: 8th August 2022

Credit Help

This is really helpful when you are short of cash. Reviewed on: 8th August 2022

Safe and accessible

If I want that extra layer of security and indeed more options available, then I always use PayPal. At a time when the cost of living and interest rates are climbing, being safe and having better payment options available is what we need well done to PayPal for thinking of their customers Reviewed on: 8th August 2022

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