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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

a great company great service

information always good - good emails and advice when needed Reviewed on: 8th August 2022

Easy to use and keep track of

I use PP credit for most of my online transactions where its possible. Its very easy to use and allows me time the option to buy items and return if i dont like them without being out of pocket. Reviewed on: 8th August 2022

So easy and interest free

I love having 3 months interest free credit with Paypal. It takes no work to do it, you just have to remember to pay the last instalment before interest would kick in, but they remind you. Makes life so much easier. Reviewed on: 8th August 2022

No Fuss, user freindly

No matter what the issue Paypal credit always make sure you understand what, why and when. Reviewed on: 8th August 2022

PayPal credit

PayPal credit is really handy to have and easy to use. Reviewed on: 8th August 2022

Short term interest free .

I have used Paypal Credit since buying my first electric cycle on 12 months interest free credit. That was five years ago, today I purchased airline tickets for my next trip to visit family in NZ. Reviewed on: 7th August 2022

Paypal Credit makes things easy

Using PayPal credit for purchases couldn't be easier. The credit limits are reasonable and the payment terms are always clrear. Reviewed on: 7th August 2022

easy and fast

Hustle free credit, fast and easy process. Reviewed on: 7th August 2022

Credit for Credit

Paypal credit is helpful for everyday and special purchases when they would be otherwise impossible. Living within a restricted budget can be aided by knowing the availability of funds from Paypal credit if needed. Many forgotten birthday presents or broken appliance has been purchased by Paypal credit in my case. It's everyday credit for everyday life! So I say thank you and let's give Paypay Credit for credit. Regards Dave H Reviewed on: 7th August 2022

amazing credit and payment company

i love the options of ways to pay, so safe and easy Reviewed on: 7th August 2022

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