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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Quick and easy to use

Application was very easy, decision made instantly. Big push to credit score Reviewed on: 7th August 2022

Amazing

Always been helpful to me, with any problem Reviewed on: 7th August 2022

Good

Good company, make my shopping life much easier Reviewed on: 7th August 2022

very quick and easy to use

helped with my housing renovation plans and very easy to use Reviewed on: 7th August 2022

Peace of mind

Paypal got my back when I make purchases so if anything goes wrong I don't have to worry. I Always pay with PayPal its the safest way to go. Customer service is excellent, curteous, helpful and precise. What's not to love. Reviewed on: 6th August 2022

Great service

The flexibility of PayPal credit and the ease of access makes it a great payment method. Reviewed on: 6th August 2022

good

PayPal is just there when you need it. Reviewed on: 6th August 2022

Makes life easier

I recommend everyone to use paypal credit. The ability to pay off quickly and at no additional cost is a big advantage. Reviewed on: 6th August 2022

Excellent service

I have been using paypal for over 8 years now and never had any complains to make Reviewed on: 6th August 2022

Gives me hassle free extra flexibility

During these difficult times it's nice to be able to put a large appliance on paypal credit to pay it off over 4 months rather than taking the hit all at once. Reviewed on: 6th August 2022

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