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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Safe Quick Easy

5
Fast safe and easy way to buy products and services both online and on the high street Reviewed on: 6th August 2022

Best payment method

5
PayPal payment is the best payment option when making payment on any website and even in store. PayPal credit pay in 3 plan is fantastic. At Paypal you don't have to carry cards, spend choose card and pay. Reviewed on: 6th August 2022

Easy to use

5
Nice and easy to use, never had a problem with customer services when I needed extra support. Would recommend :) Reviewed on: 5th August 2022

Paypal Credit is the best for online purchase

5
It is easy, reliable and trustworthy for online purchases. Reviewed on: 5th August 2022

really usefull

5
used it time and agin with no problems Reviewed on: 5th August 2022

Super convenient & affordable repayments for credit

5
Their credit system is so affordable to repay and super easy to use, especially for rainy days, makes life so much easier. Reviewed on: 5th August 2022

Excellent little tool

5
PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022

very easy to use and reliable

5
it was very easy to be verified and I was also able to pay my debts off at a good and affordable rate with 0% interest Reviewed on: 5th August 2022

Easy options

5
I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022

Fast and Safe

5
Always Truing to pay via PayPal to be protected. Reviewed on: 5th August 2022

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