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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

PBsoft

4
My experience is sometimes better sometimes worse but I am happy from both. Reviewed on: 9th July 2022

Amazing

5
Best experience All my best way to make shop Reviewed on: 9th July 2022

Awesome credit card

5
Been using PayPal credit for years now and its really been so simple to use Reviewed on: 9th July 2022

Good rates

5
Never got any problem with PayPal Reviewed on: 9th July 2022

PayPal Credit

5
PayPal credit is excellent, it allows you the freedom to purchase things paying at a later date. The interest is not too bad either. Reviewed on: 9th July 2022

Easy, Support, Confidence

5
Payment is made simple and easy. Managing account is clear and hassle free. Support and help is excellent. Gives confidence in PayPal and purchases. Reviewed on: 9th July 2022

So easy and convenient

5
PayPal is the easiest, quickest and most convenient way to purchase when shopping online. I feel safe and secure using PayPal and I would highly recommend. Reviewed on: 9th July 2022

Great facility and customer experience

5
Found PayPal credit easy to set up. It’s a useful tool for spreading the cost of larger purchases. The app is easy to use, handy email alerts when payments are due and making payments on the app was intuitive. 5 stars! Reviewed on: 9th July 2022

safe to used

5
I love to use My paypal credit card if bought online from scams you got money back is very safe to used Reviewed on: 9th July 2022

Easy to use

5
Easy to use and set up credit, great offers Reviewed on: 9th July 2022

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