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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

big relief in hard time

It is big relief during rainy days Reviewed on: 9th July 2022

Amazing

The interest rate is reasonable Reviewed on: 9th July 2022

very happy with Pay Pal credit

I`m using pay Pal for a number of years now, very easy to make all transactions through pay pal. Reviewed on: 9th July 2022

Easy, convenient, straightforward

I have been using PayPal credit for some time now. It is easy to use, convenient and also gives you peace of mind. Reviewed on: 9th July 2022

Simple yet amazing

I love paypal credit. It gives me flexibility to pay for my purchases especially the ones over 99£, spaced to pay in 4 months. It gives me enough control of my finances without hurting my budget. I recommend Paypal Credit! Reviewed on: 9th July 2022

PayPal credit

Perfect credit option, easy to use with the app and such friendly staff!!! Reviewed on: 9th July 2022

Quick and easy access

PayPal credit us quick and easy to apply, really convenient for online shopping. Reviewed on: 9th July 2022

excellent customer service

enjoy having this account it comes handy Reviewed on: 9th July 2022

Easy!

Love the pay in 3 and free credit for 4 months on larger purchases. Easy to keep a track on my spending. Reviewed on: 9th July 2022

Paypal credit spread payments for big items which can be hard to afford to pay all at once

Paypal credit is very handy for online spending, with a choice to spread payments for big items which can be hard to afford to pay all at once Reviewed on: 9th July 2022

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