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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180204)

Great interest rate

5
Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022

Very good

5
Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022

Hasznalat

5
Szeretem használni, mert megkönnyíti a fizetést. Reviewed on: 13th June 2022

I love it

5
Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022

Number One

5
First for me & secure, and just a click away for my purchase online. The freedom of choice, buy in 3, buy in 4, interest free. Giving the customer e.g me the power to choose how i spend in balance with my income. Excellent :) Reviewed on: 13th June 2022

Amazing

5
Words can't explain the feasibility and flexibility it offers. Reviewed on: 13th June 2022

Easy going online credit.

5
An easy to use online credit facility. Easy to make payments and manage the account via the app. Reviewed on: 13th June 2022

So easy

5
Really easy to use, can be used in most stores and great payment reminders Reviewed on: 13th June 2022

Good credit

5
Easy minimum monthly payments and pay in 3 also an option. Reviewed on: 13th June 2022

Very simple way to spread cost

4
PayPal is my online payment method of choice as gives me the flexibility to use existing cards or features like PayPal credit which means I can spread the cost of a large purchase over a few months. The app is easy to use, can amend payments easily and see remaining instalments left. the ability to claim return goods postage back is an excellent feature I hope they keep. Reviewed on: 13th June 2022

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