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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Incredible Credit

I was able to achieve my dreamed items and paid with ease and interest free. The four Months interest free credit purchase is fantastic. I had 120 days to save and pay back my credit purchase. What more can I ask of a credit card company? Well done PayPal! Reviewed on: 8th July 2022

Fantastic Service

Paypal Credit is absolutely brilliant for those purchases you need to make quickly, with no interest. Reviewed on: 8th July 2022

Excelling way to spread the cost

Whenever there is somewhere online I could pay buy Paypal credit, I would because I could get interest free spreading my payment and trust that it is very secure. Reviewed on: 8th July 2022

Best of the best

Best customer service and credit builder recommend it to everyone that i know Reviewed on: 8th July 2022

Paypal Credit

Everything fine, but should be allow to transfer money from paypal credit to wallet ;) Reviewed on: 8th July 2022

Brilliant credit provider

I love having PayPal credit. Having it has meant that I was able to get a pram for my baby and pay it off without any worry’s. It has given me a way to get the things a need and want without worry. Reviewed on: 8th July 2022

I highly recommend this

I’ve been using PayPal for long, and I can not recommend it enough! It's very easy to pay with PayPal and the super security! I don’t have doubts to choose when I’m making a payment. Reviewed on: 8th July 2022

Came to rescue when I needed.

I've used PayPal since 2006, convenient, trust worthy and reasonable APR. Reviewed on: 8th July 2022

Best credit provider I know.

Have never experienced any problems since using this credit provider. They offer different credit options which suit my needs. Reviewed on: 8th July 2022

PayPal is reliable, straightforward and convenient

I used PayPal credit to buy a product online when I really need it. It was secure and simple. Reviewed on: 8th July 2022

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