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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent little card with a huge outcome

Easy to order goods and purchase on PayPal credit !! No fuss easy to use and you can see what you spend on your phone and easy to pay on your phone !! No need to look up numbers bank details it is all their on your phone ! Reviewed on: 8th July 2022

Great choice

Amazing! Lots of purchases with 0% interest. So convenient!!! Reviewed on: 8th July 2022

Love my pay pal

PayPal is so quick and easy to use I use it for most of my purchases these days. Also I love the 3/4 month interest free payments that sometimes is a great incentive to purchase those more expensive items. PayPal is definitely my pal. Reviewed on: 8th July 2022

Good credit

Ease of use and easy to understand. Reviewed on: 8th July 2022

Excellent

Very reliable service and easy to use Reviewed on: 8th July 2022

Simple & Nice

I love having the ease of PP credit! Simple way to pay or spread the costs of bigger purchases!! Reviewed on: 8th July 2022

Good

Good and reliable! Easy to be using! Reviewed on: 8th July 2022

So easy to use I think they're great

No problem to setup the hole thing went smoothly it have helped me to get thing's done thank you so much Reviewed on: 8th July 2022

Great 4 months interest free credit option

This is a great way to buy a special item and pay back with 4 months interest free Reviewed on: 8th July 2022

Happy with PayPal

Allways feel safer when I'm using the PayPal app Reviewed on: 8th July 2022

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