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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent service

Its really so easy to use and with pay in 3, very helpful to buy stuff, very happy to have credit card pay pal Reviewed on: 8th July 2022

A good means of spreading payments

The ability to spread payments in a transparent way has enabled bigger purchases that I could have paid in one go. The ability to pay back early if finances improve is a bonus. Reviewed on: 8th July 2022

Great product

Great product. paypal is covers you for any dispute Reviewed on: 8th July 2022

Paypal

I'm so glad Paypal offered me credit....at least now I can buy things I won't for me and the kids....I couldn't do that before with a bad history now I can breathe....I can slowly pay it off...I'm so happy to be with PayPal....diffently would recommend them to family and friends.... Reviewed on: 8th July 2022

easy ,afordable,

You get info about transaction every month, its easy to log on and make the payment . Reviewed on: 8th July 2022

PayPal is quick easy and helpful

PayPal have always been very helpful They make clear options to pay back credit with no pressure. You are given ample time and clear terms and conditions. The customer service team have always been very helpful. Reviewed on: 8th July 2022

Love PayPal credit

I love PayPal credit. Me and my husband don’t have any outstanding dept and don’t have a mortgage or anything so no one will give us a credit card. But PayPal gave us PayPal credit and we use it to make our lives better. Thank you paypal Reviewed on: 8th July 2022

Easy to use PayPal

Such an easy way to shop with multiple payment option very easy account management easy to navigate online account giving you all the information regarding your spending Reviewed on: 8th July 2022

Very good and easy to use. Payments simple. Low interest on spending

Best option out there. Would be great also if paypal credit could enable its customers to send money to your bank acvount. This would make it a fabulous credit provider Reviewed on: 8th July 2022

Outstanding

Credit check, lending, and repayment couldn't be simpler. All handled online and absolutely instantly. Reviewed on: 8th July 2022

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