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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Great in these difficult times.

5
PayPal credit has been a life saver in these tough times with low Apr compared to everyone else. I would be lost without it. Reviewed on: 8th July 2022

Payment resolution

5
I had a payment problem it was sorted out in one phone call in less than 15 mins. Staff friendly and very knowledgeable and efficient and passionate and patient Reviewed on: 8th July 2022

Good

5
PayPall is good for me and it’s good so you bay and you can by it and pay it later Reviewed on: 8th July 2022

ok

5
o aplicatie ok , merita sa incercati Reviewed on: 8th July 2022

PayPal credit

5
I've used PayPal for years and think it's great Reviewed on: 8th July 2022

PayPal credit

5
Quick easy and feel safer spread the cost without interest added all that I need always been polite and friendly Reviewed on: 8th July 2022

Great, easy to understand credit service

5
So simple to use with excellent features Reviewed on: 8th July 2022

Best option available

5
Hastle free option, always there when I need it and provides with various repayment options. Love it Reviewed on: 8th July 2022

Spreading the cost, knowing you wont pay a penny in interest

5
Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022

Yeah, it's helped out loads.

5
As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022

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