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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Good, but limited to online

PayPal credit was good for the things I needed it for but generally isn't a credit card you can take out on its own. The lack of a physical credit card or even the opportunity to use it online with merchants that don't use PayPal limit it massively. The £99 3 months repayment offers are very good however and I've made use of them multiple times. Reviewed on: 8th July 2022

It's very friendly & easy

The eBay is full safety all the time. All order quick, when I have a question I get answers very soon Reviewed on: 8th July 2022

Paypal is amazing way to afford things what you need. Quick and easy process

Love the way they do and customer service is amazing and stress free Reviewed on: 8th July 2022

Brilliant

It's been a great help. It has helped me to manage my finances and make affordable repayments. Reviewed on: 8th July 2022

Excellent!

Paypal provide excellent service to their customers. Reviewed on: 8th July 2022

Easy, quick & super helpful!

A great quick service & easy way to manage your credit Reviewed on: 8th July 2022

Best Credit offers out there

This is possibly the best credit plan I have. It gives me flexibility of enjoying the luxury of booking my trips and buying useful amenities with also managing my finances at the same time. It also provide much needed protection on any of purchases which is definitely needed in today's world. Reviewed on: 8th July 2022

Life saver

PayPal has literally saved my daughters birthday, with the rising of food and petrol and everything in-between I am unable to just go out and purchase anything above £30 and at an age of 9 who isn't into homebargain toys it's very hard but with PayPal I can purchase something she would never have been able to have and pay it off in small instalments with a low interest if any. Reviewed on: 8th July 2022

Absolutely perfect!!

Absolutely perfect, really easy to get, 4 month 0% and repay in flexible ways. Reviewed on: 8th July 2022

Quick and easy

Dead easy. No fuss. There when you need it at a click of a button. Love it ! Reviewed on: 8th July 2022

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