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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Pay pal

5
Best experience I ever had high recommend Reviewed on: 8th July 2022

Great Service by Paypal

5
Thank you for your support in these times. You credit support is very helpful. Reviewed on: 8th July 2022

Wonderful

5
They are always there if you need extra help Reviewed on: 8th July 2022

Best credit

5
Easy to apply and quick approval! Best credit experience Reviewed on: 8th July 2022

Perfect payment option

5
I am very happy to use my PayPal credit. It's very handy and can delay my payments with 0% charges. It's great opition and I would really recommend it. Reviewed on: 8th July 2022

great service

5
the service is easy, fast and reliable and the app is very simple to use. Reviewed on: 8th July 2022

Amazing and easy service

5
Offered a total of £2900, is bought a few items and kept up my repayamebts and PayPal increased my total allowance to 3900, more than happy with the service and will definitely use them in the future Reviewed on: 8th July 2022

Keep it going

5
You can get in touch with PayPal at any time thay can help you with any problem with your account and thay are very perlite to you so keep it up PayPal Reviewed on: 8th July 2022

Brilliant service, very borrower friendly

5
This service has a very comfortable rate, and never rob you like others do! I am always finance my holidays, air fare etc. with this service. Reviewed on: 8th July 2022

Lovely experience

5
Paypal is there for you if you need money, I love the fact that you do not pay ant interest on your borrowing money and also pay as much as you can ! Thanks Paypal, my pal! Reviewed on: 8th July 2022

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