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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Hooray for 0% finance

PayPal credit is so easy, and ideal for those bigger purchases that you can spread over time without being charged interest! Life saver! Reviewed on: 8th July 2022

Very good Service

Nice and easy and simple very happy Reviewed on: 8th July 2022

Excellent offers and Customer Service

Brilliant to have the option of paying for various priced items. Interest free for 4 months etc. Would recommend helps to spread the cost and also the pay in 3 option under £99 is a benefit. Reviewed on: 8th July 2022

Easy and pain free

PayPal is already really accessible and globally used. So, it's an easy thing to get and use the credit. Interest free options help spread out the cost without paying an arm for the privilege. Reviewed on: 8th July 2022

Fantastic customer service

My experience with PayPal had been super good Reviewed on: 8th July 2022

Great company

Never have any issues with payment or with receiving the offer Reviewed on: 8th July 2022

Love paypal very easy to use and very helpful

Everything goes smoothly even if things go wrong paypay is great you can use it on so many different things been really helpful in this crisis with money so tight Reviewed on: 8th July 2022

Pay pal credit

Pay pal credit is a great way of spreading the cost and so easy to use . Kept up the good work . Reviewed on: 8th July 2022

Brilliant

Excellent service and I would highly recommend this to anyone Reviewed on: 8th July 2022

Life saver

Very good company offering real life solutions. Excelent customer service with good understanding of customer needs. Reviewed on: 8th July 2022

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