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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (169737)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use and to set up.

Easy to use and to set up. User interface is extremely friendly so people with lack I experiencene with technology can use it. Reviewed on: 7th July 2026

Helpful and great service.

Helpful and great service. Highly recommend to help spread the cost Reviewed on: 7th July 2026

Fantastic service and I really like the pay in 3 opt...

Fantastic service and I really like the pay in 3 options... PayPal has really come a long way since launching many years ago... I regularly use PayPal and always with confidence when making transactions. I have already recommended to colleagues and friends. I'm happy to be apart of this PayPal platform Reviewed on: 7th July 2026

Great company to deal with , although sometimes quic...

Great company to deal with , although sometimes quick to back the sender when there is an issue because the sender has a tracking number Reviewed on: 7th July 2026

4 months interest free

4 months interest free to help with purchases, you can use a card easily in Apple wallet. Reviewed on: 7th July 2026

PayPal is a most have

I have been having great experiences with paying ever since and I highly recommend. It’s great for paying off your purchases slowly with 4 months instalments; PayPal is good at helping if ever you encounter problems with your purchases. I personally think PayPal is secure when you follow the steps instructed to keep your account safe and functioning Reviewed on: 7th July 2026

The best source for finance online.

I use PayPal as my source of finance especially PayPal credit I use it so much now I don’t think I can live without it it also has given me a lease of financial freedom I really like the way it is designed it’s genuinely one of the best apps and best source for anyone that wants to do a buy now pay later alternative. I would recommend PayPal to anyone. Reviewed on: 7th July 2026

Easy access and really helpful self help when needed.

Easy access and really helpful self help when needed. Thank you Reviewed on: 7th July 2026

Affordable and easy to use

when i needed a reliable lender a friend told me paypal so i did a quick 2 min form and was accepted Reviewed on: 7th July 2026

Ease of use and great repayments

Really easy to use, great repayments, nice that it’s 0% interest for a few months on purchases, highly recommend takes the stress out of big buys Reviewed on: 7th July 2026

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