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PayPal: PayPal Credit reviews

4.90
Based on 109,335 reviews, last reviewed 17th May 2026
2697250% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I’ve found PayPal credit great! I’ve found PayPal credit great! I started to use it for things I’d like but were too much in one payment. It enables you to buy and pay back at an aff... Read more Reviewed on: 17th May 2026
Laura Sallis's avatar
Laura Sallis

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109335)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Excellent

5
Very easy and secure to use in many places. Reviewed on: 15th May 2026

Five star

5
Everything very quick and easy steps to follow Reviewed on: 15th May 2026

Pay pal has made my financial life manageable.

5
Pay pal has made my financial life manageable. The flexibility of payments without interest charged has made me to relax less stress. I now trust PayPal more than another bank Reviewed on: 15th May 2026

Always resolved my issues quickly.

5
Always resolved my issues quickly. Never had any problems with them. Reviewed on: 15th May 2026

I think it’s a great service and easy to uuse.

5
I think it’s a great service and easy to uuse. Reviewed on: 15th May 2026

.Finance Friendly

5
My PayPal account provides secure flexible payment options that are easily accessible with a very intuitive interface Reviewed on: 15th May 2026

Most likely recommened to everyone .

5
Most likely recommened to everyone . Reviewed on: 15th May 2026

Never had an issue!

5
Never had an issue! Everything’s worked as it should. Easy to use! Reviewed on: 15th May 2026

Really easy to use.

5
Really easy to use. I make it my first choice now Reviewed on: 15th May 2026

Purchasing with confidence

5
Love PayPal, great for payments and credit , confidence purchasing in a world thriving with fraud. Reviewed on: 15th May 2026