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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

easr of use

4
very easy to use, easy to navigate website Reviewed on: 14th July 2026

Easy to navigate app

4
The app is easy to use I know how much I have spent and where . I feel my money is safe when sending money online . I have had money returned easily when I made a mistake on a transaction. Reviewed on: 14th July 2026

Excellent

5
Just happy using it, easy to use Reviewed on: 14th July 2026

Excellent

5
Everything is excellent. Used customer service once and didn’t find their service very helpful. But cannot fault them otherwise Reviewed on: 14th July 2026

I have always had good experience with paypal

5
I have always had good experience with paypal Reviewed on: 14th July 2026

confident,...card

4
With using the right card makes you feel confident, my money is in the safe hands with PayPal Reviewed on: 14th July 2026

Faultless quick and easy stress free

5
Faultless quick and easy stress free Reviewed on: 14th July 2026

Easy to use online.

5
Easy to use online. Many services offered Reviewed on: 14th July 2026

Efficiency

5
PayPal is a safe way of paying for goods. I use PayPal for many years and definitely recommend it. Reviewed on: 14th July 2026

Good but it can be best if you provide sort code acc...

4
Good but it can be best if you provide sort code account number. Reviewed on: 14th July 2026

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