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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169990 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170029)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy to use and the tracking system is 2nd to n...

Very easy to use and the tracking system is 2nd to none Reviewed on: 8th July 2026

Simple and really easy to use!

Simple and really easy to use! Lots of good options for paying back without extra money added on! Reviewed on: 8th July 2026

very good service provided any problems they get sor...

very good service provided any problems they get sorted straight away Reviewed on: 8th July 2026

It is very convenient to use.

It is very convenient to use. They are flexible with repayments and a lot of retailers accept Paypal Credit. Although the customer service team are quite hard to contact when needed; that’s the only negative thing i would say, Reviewed on: 8th July 2026

The customer representatives had able to solved many...

The customer representatives had able to solved many issues without delay. They didn't charge me even though i missed the payment day, they told me they will only charge me if I don't pay before the next payment day. They refunded me when I noticed unrecognised deductions Reviewed on: 8th July 2026

It’s been a stress free experience,

It’s been a stress free experience, Reviewed on: 8th July 2026

PayPal gives Great flexibility to pay

PayPal gives Great flexibility to pay Reviewed on: 8th July 2026

I feel safe using this payment method.

Feel safe using this payment method. PayPal credit and pay in 3 with no interest is very helpful and customer service last time I used over the phone were helpful too. Reviewed on: 8th July 2026

Useful ways to pay.

Useful ways to pay. Early warning when payment is due Reviewed on: 8th July 2026

Never had any negative issues with PayPal.

Never had any negative issues with PayPal. I love. the various options available. Whether it be pay in full, pay in 3 or pay later. I feel secure purchasing via PayPal. Reviewed on: 8th July 2026

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