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PayPal: PayPal Credit reviews

4.73
Based on 181,080 reviews, last reviewed 29th Jul 2026
123% increase in 5 star reviews
in the past 90 days
179% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable trusted finance that’s good value Reliable trusted finance that’s good value Reviewed on: 29th July 2026
Paul Graver's avatar
Paul Graver

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181080)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very fast and does what it says on the tin...

4
Very fast and does what it says on the tin Reviewed on: 13th July 2026

Brilliant payment service.

5
Brilliant payment service. Especially buy now pay later Reviewed on: 13th July 2026

PayPal credit gives me peace of mind

5
PayPal credit gives me peace of mind Reviewed on: 13th July 2026

Very bad experience with customer care who don’t ha...

1
Very bad experience with customer care who don’t have a clue what they are doing or how to fix things after my account had been hacked and me nearly having a nervous breakdown with stress.. look at my history it took about 8 months to sort it. Reviewed on: 13th July 2026

It has helped me a lot financially.

5
It has helped me a lot financially. Whenever I do some purchases online I always use paypal credit. Reviewed on: 13th July 2026

PayPal Credit has been extremely helpful

5
PayPal Credit has been extremely helpful allowing me extra time to pay my balance at 0%i interest. I couldn’t recommend it highly enough. I could have coped in these difficult times without it. Reviewed on: 13th July 2026

PayPal has a good service they render, like PayPal c...

5
PayPal has a good service they render, like PayPal credit. I used it a lot for my shopping Reviewed on: 13th July 2026

Always there when needed

5
Always there when needed - I’ve been using it happily for many years. Pretty much anywhere I can use it. Great shopping companion. What else can I say , it’s doing what it supposed to do. Please keep up the good work. Reviewed on: 13th July 2026

Good rates and a very easy process.

5
Good rates and a very easy process. Reviewed on: 13th July 2026

Always happy!

5
Always happy! Easy to make a shopping. Reviewed on: 13th July 2026

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